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Terms & Conditions

Welcome to Echo Investing Inc.



ELIGIBILITY: The Echo Investing Inc. Waitlist Promotion (the “Giveaway”) is open only to legal residents of the fifty (50) United States and the District of Columbia (void in Puerto Rico, all U.S. territories and possessions and all overseas military installations) who are at least 18 years of age or older as of December 1, 2020. Employees and affiliates of Echo Investing Inc., as well as their immediate family members (spouse, parents, siblings, and children), are not eligible to enter. The Giveaway is subject to federal, state, and local laws and regulations. Entry in the Giveaway constitutes your full and unconditional acceptance of these “Official Rules”. Winning a prize is contingent upon being compliant with these Official Rules and fulfilling all other requirements set forth herein.

SPONSOR: The Giveaway is sponsored by Echo Investing Inc. (“Sponsor”), located at 2848 South Main Street, Akron, OH 44319. The Giveaway is not affiliated with Apple Inc or Alphabet, or any of their subsidiaries or affiliates.

GIVEAWAY PERIOD: The Giveaway entry period begins at 12:00 am ET on December 25, 2020 and ends at 11:59 pm ET on March 31, 2021 (the “Giveaway Period”) unless otherwise changed by the Sponsor.


Standard Entries: You will receive one Giveaway entry if you sign up for the Echo Investing Inc. Waitlist by completing the form provided at and validate your email address when requested by the Company during the Giveaway Period (a “Standard Entry”). You may receive only one Standard Entry and your entry must be complete in order for you to receive a Standard Entry. Standard Entries are subject to these Official Rules. Standard Entries that are not complete or do not adhere to these Official Rules may be disqualified at the sole discretion of the Sponsor.

Bonus Entries: You will earn an additional entry to the Giveaway (a “Bonus Entry”) for each additional person who signs up for the Echo Investing Inc. Waitlist by following the referral link provided to you and verifies their email.

Rule for both Standard and Bonus Entries: Prizes will only be paid out following a confirmation of legitimacy from users. For the Standard Entries, this means a user must, once the app launches and they receive their official invitation to download it, create a profile, connect the app to their existing broker or create a brokerage account through Alpaca Markets on the Echo Investing app, and connect a bank account to the Echo Investing app. The same procedure must be completed for the Bonus Entries to be effective, both for the referral bonus of the recommending user and for the standard prize for the user who was referred to the Echo Investing app. All prizes will be payable by Echo Investing Inc. within 30 days (or as soon as practically possible) of these conditions being met for each user on a case-by-case basis. Users invited on during a test period for the app will still be eligible for the prize they would have received upon receiving their official invitation being received and subsequent steps followed, but this prize will only be provided 30 days after the entrant has been onboarded following the Echo Investing app’s official public launch (non-test launch).

PRIZE WINNER DRAWING: There will be three winners of the Giveaway (the “Winner”). On or about May 31, 2021, or after one week after all users on the waitlist have been invited to download the Echo Investing app, Sponsor will select one potential winner. The odds of being selected depend on the number of entries received. The potential winner will be notified via email, using the email address provided with the entry, within five days of the selection. If the potential winner cannot be contacted, is ineligible, or fails to claim the prize within 72 hours the first attempt to contact him/her,or fails to timely return a completed and executed declaration and releases, as required, Sponsor may select an alternate potential winner in his/her place at random from the remaining non-winning, eligible entries.Standard Prizes have not yet been decided upon. When and if they are, these terms will be changed and those specific prizes will be announced.

Prizes: Until the Prize is awarded, Sponsor reserves the right to substitute any elements of the Prize with different items, which may or may not be comparable in value. The Winner is responsible for all taxes and fees that result from accepting the Prize. Void where prohibited by law. The prizes paid out will be as follows:

Drawing Prizes: $5,000 in cash (paid by money transfer or check or some other generally-accepted means) paid to the winner of the drawing. This will be the first person picked from the drawing. $3,000 in cash (paid the same way) to the second person picked from the drawing. And $2,000 in cash (paid the same way) to the third person picked from the drawing. In addition, the person with the most verified referrals following the completion of the onboarding process will receive $5,000 as a prize. The person with the second-most verified referrals will receive $3,000. And the person with the third-most will receive $2,000. Such prizes will be determined no later than December 31st, 2021, and will be paid out within 30 days of said determination. Echo Investing Inc. reserves the right to determine these prizes sooner.

WINNER NOTIFICATIONS: The potential winner will be notified by email, at the email address associated with his/her Giveaway entry. The potential winner will be required to complete, sign and submit to Sponsor a Declaration of Compliance and Prize Validation in the form provided by Sponsor and via the method (electronic or physical) required by Sponsor within 72 hours of the time that notice or attempted notice is sent, in order to become the Winner and claim his/her prize. Among other information, the potential winner will be required to provide a valid U.S. Social Security number. If a potential winner cannot be contacted, or fails to submit the Declaration of Compliance and Prize Validation within the required time period, the potential winner forfeits the prize. Potential winners must continue to comply with all terms and conditions of these Official Rules, and winning is contingent upon fulfilling all requirements. In the event that a potential winner is disqualified for any reason, Sponsor will award the applicable prize to an alternate winner by random drawing from among all remaining eligible entries. Only three (3) alternate drawings will be held, after which the prize will remain un-awarded.

WINNER PUBLICITY REQUIREMENTS: Acceptance of the Prize shall constitute the Winner’s agreement and consent for Sponsor to use the Winner’s name, likeness, photo, avatar, and/or other information (including, without limitation, city and state of residence) collected in connection with the Giveaway for promotional, advertising or other purposes, in any manner, worldwide, in any and all media, whether now known or hereafter devised, including the Internet, without limitation and without further payment, notification, permission or other consideration.

GENERAL CONDITIONS: In the event that the operation, security, or administration of the Giveaway is impaired in any way for any reason, including, but not limited to fraud, virus, bug, worm, unauthorized human intervention or other technical problem, or in the event the Giveaway is unable to run as planned for any other reason, as determined by Sponsor in its sole discretion, Sponsor may, in its sole discretion, either (a) suspend the Giveaway to address the impairment and then resume the Giveaway in a manner that best conforms to the spirit of these Official Rules or (b) terminate the Giveaway and, in the event of termination, award the Prize at random from among the eligible, non-suspect entries received up to the time of the impairment. Sponsor reserves the right in its sole discretion to disqualify any individual it finds to be tampering with the entry process or the operation of the Giveaway or to be acting in violation of these Official Rules or in an unsportsmanlike or disruptive manner. Any attempt by any person to damage the website or undermine the legitimate operation of the Giveaway may be a violation of criminal and civil law, and, should such an attempt be made, Sponsor reserves the right to seek damages (including attorney’s fees) and any other remedies from any such person to the fullest extent permitted by law. Failure by Sponsor to enforce any provision of these Official Rules shall not constitute a waiver of that provision.

RELEASE AND LIMITATIONS OF LIABILITY: By participating in the Giveaway, you agree to release and hold harmless Sponsor, other companies associated with the Giveaway, and each of their respective officers, directors, employees, shareholders, representatives, and agents (the “Released Parties”) from and against any claim or cause of action arising out of participation in the Giveaway or receipt or use of the Prize (including any travel or activity related thereto), including, but not limited to: (a) any technical errors associated with the Giveaway, including lost, interrupted or unavailable Internet Service Provider (ISP), network, server, wireless service provider, or other connections, availability or accessibility or miscommunications or failed computer, satellite, telephone, cellular tower or cable transmissions, lines, or technical failure or jumbled, scrambled, delayed, or misdirected transmissions or computer hardware or software malfunctions, failures or difficulties; (b) unauthorized human intervention in the Giveaway; (c) mechanical, network, electronic, computer, human, printing or typographical errors; (d) application downloads; (e) any other errors or problems in connection with the Giveaway, including, without limitation, errors that may occur in the administration of the Giveaway, the announcement of the Winner, the incorrect downloading of the application; or (f) injury, death, losses or damages of any kind, to persons or property which may be caused, directly or indirectly, in whole or in part, from your participation in the Giveaway or acceptance, receipt, use or misuse of the Prize (including any travel or activity related thereto). You further agree that in any cause of action, the Released Parties’ liability will be limited to the cost of entering and participating in the Giveaway, and in no event shall you be entitled to receive attorneys’ fees. Released Parties are also not responsible for any incorrect or inaccurate information, whether caused by site users, tampering, hacking, or by any equipment or programming associated with or utilized in the Giveaway. You waive the right to claim any damages whatsoever, including, but not limited to, punitive, consequential, direct, or indirect damages.

DISPUTES: Except where prohibited, you agree that any and all disputes, claims and causes of action arising out of, or connected with, the Giveaway or the Prize shall be resolved individually, without resort to any form of class action, and exclusively by the appropriate court located in Ohio. All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, entrants’ rights and obligations, or the rights and obligations of Sponsor in connection with the Giveaway, shall be governed by, and construed in accordance with, the laws of Ohio, without giving effect to any choice of law or conflict of law rules, which would cause the application of the laws of any jurisdiction other than Ohio.

SPONSOR AND SPONSOR’S PROGRAM SERVICE PROVIDER’S PRIVACY POLICIES. When you sign up for the Echo Investing Inc. Waitlist and enter this Giveaway, you are providing your information to Sponsor, and you consent to the processing of your information in accordance with their respective privacy policies.