How to build Credit

Your credit score—a three-digit number lenders use to help them decide how likely it is they'll be repaid on time if they grant you a credit card or loan—is an important factor in your financial life. The higher your scores, the more likely you are to qualify for loans and credit cards at the most favorable terms, which will save you money.

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https://www.experian.com/blogs/ask-experian/credit-education/improving-credit/improve-credit-score/

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